Welcome to my Google Page! My name is Marcus Schuff. I am the Marketing Support Director for Mission Oaks National Bank. The purpose of this pages it to inform brokers and business owners about all of the great commercial lending programs available to you at Mission Oaks National Bank.
Mission Oaks National Bank is a federally chartered community bank authorized to finance commercial real estate nationwide. We are experts in the field of commercial real estate lending.
MONB has an outside the box approach to commercial lending. If there is a way to make your loan work, we're going to find it. We enjoy challenges and finding creative ways of solving those challenges. Our experienced and motivated staff is ready to work with you to close your commercial real estate loans quickly and painlessly.
Our niche is owner-user or long term investor real estate such as office, retail, warehouse, light industrial, restaurant, assisted living, auto repair, and hotel/motel.
We have SBA and Conventional lending programs available from about $250,000 to $15,000,000, with our "sweet spot" being $500,000 to $4,000,000.
We look primarily at the business cash flow to service the debt, not just market rent. Acceptable loan purposes include purchase, refinance, expansion, ground-up construction, working capital, equipment purchase, and cash-out when appropriate.
Do you have a loan scenario that you would like Mission Oaks National Bank to consider? You can submit your loan online in just a few minutes and one of our Business Development Officers will review your loan scenario and get back to you promptly.
Do you have general questions about commercial loans? Check out our frequently asked questions page on our website.
Do you have a specific question about your loan scenario? The fastest way to get an answer is to email me.
If you're new to commercial lending, check out how commercial real estate loan work.
Sincerely,
Marcus Schuff
Marketing Support Director
Mission Oaks National Bank
1-800-825-0522
1-503-405-7184 - Fax